FOR INDIVIDUALS

Keep your daily transactions verifiable and simple with Payken.

Buy tickets and shop verified storefronts with a blockchain payment platform that proves every transaction without requiring crypto knowledge. 

SIMPLE BY DESIGN

Three steps to your first trusted transaction

01

Create your account

Most people complete signup in about a minute. Your identity is verified once, then travels securely with every transaction you make.

02

Link how you pay

Connect a card, bank account, or the apps you already use, including Apple Pay, Google Pay, Cash App, or ACH.

03

Transact with proof

Every payment is recorded onchain and settled by smart contract.

WHAT YOU CAN DO

One account for your everyday transactions

Pay your share

When several people are paying for the same order, each person pays their own share to the seller through the same smart contract, and everyone sees the same record. Payken processes payments to businesses that use Payken. Payken does not transfer funds between users.

Buy verified tickets

Know your ticket is real before you buy it. Payken tickets are tamper-evident digital assets, verified onchain at the door.

Shop with conditional settlement

Purchases from Payken storefronts settle when the configured terms are met.

Verify once

Verify your identity one time and use it across Payken. Your information is shared only as needed to complete and verify a transaction.

Hold your own funds

Your funds are held in a smart contract and recorded to your account, separate from Payken’s operating funds and not used as working capital. Payken holds that value as a limited-purpose intermediary, not as a bank, trustee, escrow agent, or fiduciary.

Withdraw

Withdraw to a linked bank account or push-to-card once the transaction settles. Timing depends on the receiving institution, and transactions may be held where required for verification or compliance review.

Security You Can Verify

See the record behind every transaction

Every transaction is recorded on the blockchain, and the record is verifiable by either side without exposing your personal information.

✓
Verified counterparties — you always know who is on the other side.
✓
Tamper-evident records — NFT-backed receipts for every transaction.
✓
Encryption in transit and at rest — with access controls and monitoring.
GOOD TO KNOW

Individual account FAQ

No. You can use Payken entirely with cards, bank transfers, and apps like Apple Pay or Cash App. Blockchain is our infrastructure, not your homework.

Creating an account is free. Transaction pricing is transparent and shown before you confirm.

Funds settle through a smart contract when the configured terms are met, and the onchain record shows what happened. This does not affect any refund or chargeback rights you may have with your card issuer, bank, or payment provider.

No. Transactions are verifiable without exposing your personal details. Identity verification protects both sides while your data stays protected.

See our Privacy Policy for more information.

Ready for payments you can prove?

Join the people already settling with certainty on Payken.

Identity Verification Notice

Name
Biometric Identifier Notice and Consent

To verify your identity, Payken, through its identity verification provider, Plaid, will take a photo of your face and create a mathematical representation of it. That representation is a biometric identifier.

We use it only to confirm you are the person shown on your identification document and to prevent duplicate or fraudulent accounts. We do not sell, lease, trade, or otherwise profit from it, and we do not use it for any other purpose.

It is permanently destroyed when the purpose of collection has been satisfied or within three years of your last interaction with Payken, whichever comes first.